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Acorns is a popular investing app that allows users to easily invest their spare change and build wealth over time. Acorns is the first investment app I downloaded to start my journey on financial independence. I'm going to go over step by step on how to use the Acorns investment app. To use the acorns app download it and follow on the on screen prompts. Once you follow all the prompts your Acorns will be funded and Acorns will allocate your funds to the necessary investments. Sign up for Acorns and receive a free $5 dollars Step by Step Guide to use Acorns Download the Acorns app from the App Store or Google Play Store and create an account. You'll be prompted to enter your personal information, including your name, email address, and Social Security number. Connect your bank account to the Acorns app. This will allow the app to track your spending and automatically invest your spare change. Choose your investment portfolio. Acorns offers five different portfolios based on your risk tolerance and investment goals. The portfolios range from conservative to aggressive and are made up of exchange-traded funds (ETFs). Set up Round-Ups. Round-Ups are a feature that allows the Acorns app to automatically invest your spare change by rounding up your purchases to the nearest dollar and investing the difference. You can also choose to set up Recurring Investments, which allows you to set a specific amount to be invested on a regular basis. Monitor your investments. The Acorns app allows you to track your portfolio performance and see how your investments are doing. You can also view your account balance and see a breakdown of your investments. Make additional investments. In addition to your spare change investments and recurring investments, you can also make one-time investments or set up an IRA account through the Acorns app. Withdraw your funds. If you need to access your funds, you can easily withdraw them from the Acorns app. Keep in mind that there may be tax implications for withdrawing your investments, so it's important to consult a financial advisor before making any decisions. Acorns also offers other features, such as the ability to set up investment goals, track your spending, and receive personalized investment recommendations. What are Acorns Fee? One thing to keep in mind is that Acorns charges a fee for its services. Currently, the fee is $3 or $5 per month for accounts. The $3 a month fee includes all-in-one investment, retirement, and checking, plus a metal Acorns Visa™ debit card, bonus investments, financial education, and more. The $5 a month fee includes Investment accounts for kids, plus personal investment, retirement, and checking accounts, exclusive offers and unique ways to grow your knowledge. Acorns Later Acorns also offers a retirement account called Acorns Later. This is a traditional or Roth individual retirement account (IRA) that allows you to save for retirement on a tax-advantaged basis. You can set up automatic investments or make one-time contributions to your Acorns Later account through the app. Acorns Spend Acorns also offers a checking account called Acorns Spend, which is linked to your investment account. You can use Acorns Spend to make purchases and withdraw cash, and any round-ups from your purchases will be automatically invested in your Acorns account. Acorns Grow Acorns offers educational resources for you to grow knowledge on personal finance. If you are new to investing and want to learn more, Acorns offers a variety of educational resources through its app and website. These include articles, videos, and quizzes on topics such as saving for retirement, budgeting, and investing basics. Acorns Early Acorns Early allows you to open an investment account for kids in under 3 minutes. With Acorns early you get exclusive financial literacy content powered by CNBC and you can easily hand over the account when the child is an adult. Early accounts can be set up as soon as the child is born. As we know it's not timing the market but time in the market. Get Paid to Shop with Acorns Acorns Earn is another feature of the app, which allows you to earn cash back on your purchases from participating retailers. When you shop at a participating retailer, a percentage of your purchase will be automatically invested in your linked Acorns account. Acorns Alternative investments. Alternative investment options: In addition to its core investment portfolios, Acorns also offers alternative investment portfolios. These options include investing in ESG (Environmental, Social or Governance issues) and Bitcoin. Keep in mind that alternative investments tend to be more risky and may not be suitable for all investors. ESG portfoilio measure ESG ratings. ESG measures a company’s impact on Environmental, Social or Governance issues. Acorns ESG portfolios contain ETFs (exchange traded funds) that are rated for how they address at least 1 of these issues. They are designed to perform similarly to our Core portfolios. Acorns bitcoin portfolio allocates a portion of your money and invests into the ProShares Bitcoin Strategy ETF (BITO) Depending on your risk tolerance Acorns can invest as high 5% or low as 1% into bitcoin. I personally have an aggressive core portfolio with the bitcoin strategy. Acorns has been a staple in my personal wealth building journey. Acorns customer support If you have any questions or need assistance with your Acorns account, the app and website offer various resources for getting help. These include a FAQ section, a customer support center, and the ability to contact Acorns through email or phone. I with 100% confidence can say Acorns has one the best customer support centers that I have dealt with. Acorns is truly one of the best investment apps on the market for their great customer support. Conculsion Overall, the Acorns app is a convenient and easy-to-use tool for building wealth through passive investing. By connecting your bank account and setting up Round-Ups and Recurring Investments, you can watch your investments grow over time with minimal effort. Just be sure to do your research and understand the risks involved with investing before diving in.

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